IRCSD Benefits

Benefits

Health / Dental / Flex / 403B / PIVOT Employee Assistance Program / ERS / TRS / 

403B

FUND CONTACT PERSON EMAIL

Link to Participating Fund Managers ->

https://www.omni403b.com/PlanDetail.aspx?clientID=knSK9FE5nRQ=

Legend

Kennethrucki@legendequities.com

American Fund

Mike@fordenglish.com

Jackie@fordenglish.com

Capital Guardian

Mike@fordenglish.com

Jackie@fordenglish.com

Oppenheimer

Mike@fordenglish.com

Jackie@fordenglish.com

Pacific Life Annuity

Mike@fordenglish.com

Jackie@fordenglish.com

Riversource Life Ins Co of NY

Mike@fordenglish.com

Jackie@fordenglish.com

Fidelity Management Trust Co

Mike@fordenglish.com

Jackie@fordenglish.com

Security Benefits

Mike@fordenglish.com

Jackie@fordenglish.com

Franklin Templeton

william.tremont@rbc.com

AXA Equitable Life Ins Co

mike@my-ca.com

Confidential Planning-Smart Choice

jkidd@pinnacle-llc.com

ING National Trust

helen.chambers@voyafa.com

NY Life Ins. & Annuity Corp.

doneil@ft.newyorklife.com

Vanguard Fiduciary Trust Co

Jeremy Kidd

VOYA

helen.chambers@voyafa.com

OMNI

Pisanij@nationwide.com



Guaranteed Benefits of the

New York State Teachers' Retirement System

REQUEST A BENEFITS PRESENTATION


Even in turbulent economic times like these, you can achieve future financial strength and security by building a strong pension at NYSTRS. This presentation will provide an overview of the important benefits NYSTRS provides, with an emphasis on issues pertaining to members approaching retirement. Highlights include a review of the fundamental pension components such as service credit and final average salary, key retirement thresholds to reach for, the tools needed to maximize these benefits, retirement benefit options and much more. Hopefully, you’ll leave our meeting with a handle on what’s needed to plan wisely on your road to retirement, as well as what costly errors to avoid along the way.


BENEFIT

COMPANY

TRS

NYSTRS

shannon.bonesteel@nystrs.org

david.costello@nystrs.org

(518) 447-4763

ERS

NYSLRS

Carmella Coons

(518) 473-9704.



PAYCHECK ACCURACY

Thoroughly review your pay stub and check for any irregularities. If you find any errors with your pay, please send an email to kimpatterson@ircsd.org; note the error and what you believe should really be on your pay stub. Include your work phone number in case Kim has any questions. You will be put in a queue of inquiries and she will get back to you within a few weeks.

You can use the following as a key to verify your biweekly amount, your deductions, your exemptions, and your address is up to date:

Employee Name

Employee Number

Building

Ref#

Your name

Your employee number

Your assigned building

Check number


Earnings

Contract (the amount you should receive from July 1 - June 30, was on your salary notice in June)

HBOUTSUP (if you are not signed up for Indian River’s Health Care Plan.)

LONG10MO (occurs only if you are a 10 month + 20 day employee)

REG PAY (extra hours worked above normal or if you are a substitute, units in num or hrs.)


Totals: (How much you have been paid this pay period)

(How much you have been paid this calendar year)

(How much you have been paid this Fiscal Year, January 1 to now.)


Deductions (Possible Deductions - you may not have all of these.)

FICA (Social Security Tax)

FEDERAL (Federal Income Tax)

MEDI (Medicare Tax)

STATE (State TAX)

AFLACDEN (Aflac - Dental)

AFLACACC (Aflac - Accidental)

CSEADUES (CSEA Union Dues)

IREADUES (IREA Union Dues)

IRAPADUES (IRAPA Union Dues)

FLEX - flex means that the money comes out of your paycheck pre-tax. It is a benefit for health, dental, medical reimbursement, and child care plans.

FLEXHEALTH (JL School Employees’ Healthcare Plan: UMR)

FLEXDENTAL (IRCSD Benefits Dental Plan Insurance: AMERITAS)

FLEXREIM (Plan 125 - Flex Unreimbursed Medical Plan)

FLEXCANC (AFLAC - Cancer Insurance) BACKPACK (Contributions to the Indian River School Backpack Program)

TDAEQUIT (403B - anything with a TDA is a 403B)

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